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2026–27 FAFSA Form: What’s New & What to Expect

Shelly Rufin

By Shelly Rufin, MSHS

Educational Consultant

Harvard Business School

EDFIN College Planning

Serving families for three-decades


FAFSA For First-Generation Families


Parents did you know? These steps can create a personalized college plan that aligns with your academic goals, interests, and financial needs?

 

A well-structured plan helps you identify your academic goals, understand your options, and craft a path that aligns with your unique interests and skills.

These steps can create a personalized college plan that aligns with your child’s academic goals, interests, and financial needs?

Step 1: Understanding Your Child's College Plan

A personalized college plan encompasses your academic goals, the colleges you are considering, the courses you need to take, and how you will finance your education. By having a clear structure, you will be equipped to make well-informed decisions.

 

Let's dive into the key steps to building your plan:

 

Step 2: Setting Your Child's Academic Goals

 

Start by thinking about what you want to achieve academically by the time you graduate high school. These goals can vary from improving your GPA to excelling in specific subjects or engaging in advanced coursework. Here's how to get started:

 

  • Identify Your Interests: Start by making a list of subjects or activities that excite you.

  • Set Targets: Outline the steps you need to take to achieve your goals.

  • Consider College Requirements: Research the academic requirements for colleges you are interested in.

     

Step 3: Researching Your Child's Potential Colleges

With thousands of colleges across the country, finding the right fit can be overwhelming. Consider these factors:

 

  • Location: Decide if you want to stay close to home or venture to another state.

  • Public vs. Private: Research the differences between public and private institutions.

  • Special Programs: Look for colleges that offer programs tailored to your career interests.

  • Campus Culture: Consider the vibe of the college campuses you’re exploring.

     

Step 4: Crafting Your Child's Course and Extracurricular Plan

Creating a schedule that incorporates both your academic and extracurricular pursuits is vital. Keep these strategies in mind:

 

  • Course Selection: Select courses that challenge you while aligning with college acceptance criteria.

  • Extracurricular Activities: Involvement in clubs, sports, or volunteer work can bolster your college applications.

  • Balance: Ensure you allocate enough time for studying while remaining involved in activities that matter to you.

  • Summer Programs: Look for summer programs related to your field of interest.

     

Step 5: Your Child's Financial Planning for College

Financing your college education is often a complex task, but a well-thought-out financial plan can ease the burden.

 

Here’s how to get started:

 

  • Cost Estimation: Research the total cost of attending the colleges you are interested in.

  • Scholarships and Financial Aid: Investigate scholarship opportunities. Don’t forget to complete the FAFSA for federal financial aid.

  • Budgeting: Create a budget that outlines your expected income and expenses for college.

  • Work Opportunities: Consider how you might balance part-time work with your studies.

     

Step 6: Staying Flexible and Reassessing Your Child's Plan

Recognize that a personalized college plan is not set in stone. As you progress through high school, you may discover new interests or face unforeseen challenges that require adjustments to your plan.

 

  • Regular Check-Ins: Schedule routine check-ins to assess your progress toward your goals.

  • Seeking Guidance: Don’t hesitate to reach out to teachers, counselors, or mentors for advice.

  • Embrace Change: Be open to changing your goals if your interests shift.

  • Networking: Attend college fairs, join online forums, or connect with students at prospective colleges.

     

Creating a personalized college plan is a vital step toward a successful academic journey. It requires careful consideration of your goals, rigorous research, and flexibility in your approach. Start building your future today!


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Shelly Rufin, 33-Year FAFSA College Consultant

EDFIN College Planning

Ph: (951) 261-9799





EDFIN College Planning


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